1. Money

Discuss in my forum

Erin Huffstetler

When Others Waste Money

By February 2, 2009

Follow me on:

Wasting money – you hate to do it, but do you also hate when other people do it?

Are you so frugal that you cringe when others throw out food, pay more than they need to or otherwise fritter away their hard-earned cash?

I know I am, and I'm sure many of you are too.

So, spill it . . . what money-wasting habits have you witnessed that set you to cringing? Do you ever say anything to the offender or do you just bite your tongue and suffer in silence?

Related Reading:

Comments
February 2, 2009 at 3:22 pm
(1) KC says:

Years ago I was out of work and beyond broke, I was on the phone with a friend of mine who was complaining that she had to redo her kitchen to match the new dishes she just purchased. She had just finished redoing her kitchen a few months earlier.

During the same time period, another friend had come into money. He would talk about how much he spent and lost on his gambling trips. Some of those losses would have covered my rent for a few months.

February 2, 2009 at 3:37 pm
(2) Anonymous says:

My parents buy a brand new car every 2 years (have for years) They are from a different generation that worked hard & spent hard! They haven’t wised up to the fact that the moment they drive that car off the lot, it loses thousands of dollars in value. They finance the whole thing too! They use what little bit of money they have paid off on the last car to “trade in” on the new one so they are forever carrying a high car payment (and spending so much money in interest payments)That act as though every used car was a “flood car” and secretly laugh behind their friends for being so “naive & stupid” as to buy a used car. I suffer in silence! Their life of carrying debt is not going to change because of me!
They also call their friends (often quite well-off financially!) who shop for clothing at lesser name stores as being “cheap” and “tight as a tick”.
How did I grow up in that household and grow up to be so Frugal?!
As for holidays & gifts, I ask for money. I can stretch that money for really nice things far more than any other person I know of.
Thank you for letting me vent!

February 2, 2009 at 4:47 pm
(3) jena says:

I have a sister in law who is always buying something! Yes, she shops at garage sales, goodwill, and buys everything at stores on sale. She has a one year old who has a 6 foot tall bookcase in the garage with only her shoes on it, I mean so many that there just stacked on top of each other. How many shoes does a 1 year old need? And that is just the start of toys, clothes, decoration for every holiday, ect. Most items never get used. They have no money and they wonder why.

February 2, 2009 at 7:25 pm
(4) Julie says:

A family friend inherited a lot of money when her father passed away. She spends it on numerous cruises each year, eats every meal out, and gambles. When we mention how much she loses gambling she says, “I can afford it.” That’s throwing away money her father worked hard for his entire lifetime.

February 2, 2009 at 7:37 pm
(5) carol says:

yeah, but is there any way to mention it without soundingly like a jusdgemental priss?

February 2, 2009 at 11:26 pm
(6) Tim says:

And then there are the people who take saving and scrimping to a whole different level. They never will have had a new car,go on a cruise,or even have nice furniture but they squirrel away 3/4 to a million to spend on a nursing home in their later years. The key is to have a good balance to live a relatively good life and save for retirement.

February 2, 2009 at 11:51 pm
(7) Jackie says:

Honestly, my ex is STILL spending too hard, and it’s ridiculous. He makes more money than me and has less to pay for, yet his bank account is frequently negative and he’s always “not sure” if he’ll “have the money” for something. This is why I never asked him for child support! I don’t want to be forever tied to his stupid money ways!
He’s got like every video game system, a big nice TV, a nice newer car, etc etc.

February 2, 2009 at 11:59 pm
(8) andy says:

There is a series being done by a reporter on CNN. He is going to live on the maximum dollar amount possible for a single person to receive in food stamp assistance in any given month. Apparently that has been determined to be approximately $176.00. I watched him as he grocery shopped this morning. He came home with instant oatmeal in individual packets, pre packaged rice dinners, individual containers of yogurt…..
Get real! I live alone, am unemployed and still buy in bulk; still buy family packs and repackage/freeze; still make soup from leftovers; cook and freeze meals (from scratch) in advance; make my own bread; make my own pasta….. whatever it takes to stretch the dollar. I qualified for food stamps, but didn’t participate. I don’t need to because I bothered to learn how to cook and bake. I bothered to take the “effort” it DOES take to actually shop wisely and cook wisely, and eat healthy.
Those who watch this reporters experiences through his month of food stamps will NOT witness what frugal truley means.

February 3, 2009 at 8:56 am
(9) Ann says:

I do nearly all of the grocery shopping in my house, and occasionally my husband has to get a few items. Recently, because I am working full time and going to school full time he has gone to pick up “a few items”. As another reader mentioned, …individual oatmeals, frozen biscuits (for like $3.49)… I almost had a spasm when i saw the receipt. So here’s the thing, how can i mention this without starting a huge fight? Please help…

February 3, 2009 at 10:36 am
(10) Tessie says:

I’m super frugal and have my own frugal blog (ideasforfrugalliving.com). But it never makes me mad to see people wasting money, because that is their choice. If they ask me for advice that’s one thing, but if they don’t, then that’s their business. The only time I get slightly peeved is when I have lent money to people in “dire” financial straits, and I walk into their house and there’s a 65″ LCD TV taking up the whole entire living room. I say only slightly peeved, because you can’t lend money to people and ever have any expectations of getting it back. I never do, and that saves a lot of stress. However, I’ve grown in my Frugalness, and I don’t lend money anymore – it’s almost always a case of throwing good money after bad. I think most Frugal people have been in this position, because we are nice people, and that situation is probably the biggest frustration to the financially responsible. Now that I have my own blog, though, if someone comes asking for money, I can just point them in that direction. You know – it’s the fishing rod, instead of the fish kind of deal. I’m sure that will go over well!

February 3, 2009 at 10:47 am
(11) D says:

I only get mad when people waste and then complain about being broke or poor. If you want to spend money on car payments or new expensive clothes, that’s fine. But if you do that and complain you don’t earn enough and just can’t get ahead (and turn down my offers to help you save some cash, like I can show you how to fix that part on your car, etc) that just makes me want to throw my hands up and say “what do you expect!”

February 3, 2009 at 10:51 am
(12) LC says:

People buying junk food with their food stamps then crying they are broke and have noting to eat at the end of the month! Sets my teeth ablaze!

People who feel they are entitled to instant everything! They are not willing to wait for anything! This is true when money is involved as well. Paying extras for the sheer convince of having something faster rather than being patient! Then having no money for savings!

February 3, 2009 at 11:21 am
(13) Rhonda says:

There’s someone in my family who buys her 2 kids EVERYTHING they want – no matter how expensive. She’ll even search for something on eBay or the internet to find the currently desired item. Of course, after 2 days of playing with “the desired item”, it’s no longer so “desired” & there’s something new to be bought. She also (surprise!!) has money problems & always complains about not having any money left after paying the credit card bills….

February 3, 2009 at 12:00 pm
(14) TheCatLady says:

I saved 30% of my earnings, off the top, for over 30 years, refusing to buy more house than I needed just because someone else thought I “could afford” it, and living frugally the whole time.

I have relatives who spend every penny they make (eating out, movies, new cars, clothes), yet are jealous they “have not been able to afford” a house.

When I replied that my experience is that having “enough” money is all about my choices and priorities, they thought I was judgmental about their spending habits, rather than stating a fact that I live every day of my life. In fact, I think they were feeling more embarrassed than feeling judged.

Choices and priorities are involved in every expenditure I make — choosing between now and my future, choosing now versus being able to support my self after retirement, even, choosing to be able to afford to retire someday.

Yes, I am steamed when I hear whining like this, especially when they live way above the poverty level. They really do have choices, and lots of “disposable” income which they handily dispose of every month.

I cannot begin to think about them with the compassion I have for the poor, for many seniors (and others) subsisting on Social Security, for people out of work due to management incompetence rather than their own failure to perform… this list could go on for a long time.

Thanks for letting me vent.

February 3, 2009 at 12:43 pm
(15) Wes says:

My pet peeve is peolpe buying’out’ for lunch everday rather than packing a lunch from home and then trying to borrow money from co-workers to get thru until payday.

February 3, 2009 at 1:42 pm
(16) Carol says:

Good points, Andy, Tim, and Tessie. I guess you can’t really tell people anything.

February 3, 2009 at 3:08 pm
(17) Tessie says:

To Ann:
If you think that just mentioning this will cause a big fight, I probably wouldn’t bother. A big, emotionally draining drama is the last thing you need with your frantic life…and over what – convenience oatmeal and expensive biscuits? In the grand scheme of things it’s probably not that big of a deal(since you do most of the shopping anyway). Also, consider that your husband’s choices are still putting you two ahead of 99% of people, who get most of their nourishment from restaurants. Take the long view on this. You’re going to be married for a long time. Spend some time to shop with your husband so he can see how you do it. If he goes solo, send him to the store with an EXACT list and as close to the EXACT amount as possible. My husband wasn’t such a great shopper at first, because he just didn’t know how to do it – his mom did it all. And she isn’t frugal. In my mind, I knew what I meant when I said “oatmeal” but he had a hard time deciding when faced with all the choices. Of course they are going to end up choosing the one with all the pretty colors on it! It took awhile, but now he’s a great frugal shopper. Don’t be too mad at your hubby – he’s trying, and with your help, he can get it right!

February 3, 2009 at 3:40 pm
(18) Susan says:

Responding to Julie – We have a women in our church who did what I guess would be a “reverse mortgage.” She sold her property to a neighbor and is allowed to live on it until she dies. The neighbor in return pays all the taxes and maintenance. This woman went on cruises, bought new cars, and is now eating out of our church food bank. She blew all the money and has nothing left.

February 3, 2009 at 5:24 pm
(19) frugalliving says:

Ann:

Maybe you could suggest that you guys schedule some time on the weekends to make a few “convenience” foods since your schedule has gotten more hectic.

February 3, 2009 at 5:28 pm
(20) Monica says:

I always get peeved when borrowers have things I don’t like digital cable, the latest electronic gadet, designer labels, etc.,

February 4, 2009 at 11:36 am
(21) nottituck says:

i think it is a matter of interpretation. what is waste may be a necessity. besides a woman and a man’s defintion is so different. see this example i took from a blog (http://sexytenga.wordpress.com):

I asked my wife to buy a case of beer while she’s at the supermarket for $11.95.
Instead, she bought a jar of cold cream for $37.95.
She said: “This cream will make me look gorgeous.”
I told her the beer would make her look better at night than the cold cream.
And that’s when the fight started….

February 4, 2009 at 1:06 pm
(22) Kim says:

Some folks’ luxuries are others’ necessities. My only serious spending is on books. I try to give them to others to read when I’m finished. I do check books out of the library. I get books from online sellers for very cheap, plus the shipping and handling. But I think I save that on gas!

My small condo has tons of books, to the point where I’m running out of shelves to put them on. However, I treasure them. I feel I have a huge wealth of information and entertainment. I don’t have cable TV or a cell phone, so I figure I break even in $$.

However, my brother-in-law considers me nuts.
He is very frugal and I see him looking around when he comes to our house. I swear he is shaking his head as he gazes around!

February 4, 2009 at 1:19 pm
(23) Can't really say says:

I have a sister that calls her friends/family SRB’s (spoiled rotten brats) when they are given a nice gift by their spouse. She tends to forget that the SRB’s use coupons for everything, shop in bulk, drive very old cars, rent a DVD instead of buy, have the kids wait for birthdays/holidays to get gifts, brew coffee at home & eat out occasionally, etc. All reasons why this SRB has a beautiful home and she does not. Just a few nights ago we went to dinner, and again she didn’t take her left-overs home. Some people can’t see the forrest through the trees.

February 4, 2009 at 1:39 pm
(24) Michael says:

My grandmother blows money on all these health fads, vitimins, etc.

Also, my mother-in-law, on a trip to hong kong, went to see some special “doctor” there who took her pulse, then wrote a list of herbs she needed, $1300 worth of herbs that she bought from him.

One time, while waiting for the bus, I saw someone holding a $5. The bus costs $3 or $2 worth of pre-paid tickets. I told this guy that I would give him 2 of my tickets and $3. Instead he paid $5 for the bus and I was trying to save him $3. Drove me nuts…

February 4, 2009 at 1:45 pm
(25) Can't really say says:

Oh, and the BIGGEST waste of money is what she & her husband spend on cigarettes! This SRB doesn’t smoke, but I’m guessing it’s a pretty expensive habit.

February 4, 2009 at 1:55 pm
(26) cheap4my2girls says:

I have some inlaws who just don’t get it. The husband has absolutely no patience in looking for a good deal or waiting for a sale. He goes and spends like crazy, then gets buyer’s remorse and gets really grouchy about having the bills from his spending sprees.

The wife just loves to shop. She’s good at finding clearance and sales, but how much knicknacks and decorative stuff and clothes do you really need, even if it is a good price?

They have no savings and no cushion at all – which makes me really scared for them!

My husband and I try to suggest ways to save money – only when we are asked! – and they always say, “oh yeah great idea” and then do it their way anyway!

Lately I have been talking to them alot about keeping an eye to the future and retirement, and thinking about what kind of retirement each of us wants to have. I for one do not want to be barely scraping by in my golden years because I couldn’t control my spending!

I do admit that I am in no way perfect… but like I said I am at a point where I want to have a nice nest egg, especially for retirement. Also, having a savings account has helped us so much over the past few years, when I left my job to be a stay at home mom, and also last year when my husband was laid off. I try to tell them all the time that you never know what will happen, that you need to have a savings… they just don’t get it!

February 4, 2009 at 4:59 pm
(27) bob y says:

A friend recently invited me out to breakfast at a greasy spoon type restaurant. The restaurant was occupied mostly by 20ish (age) college kids. I was amazed to see how many people finished less than half of what was on their plates and left the rest of the food to be thrown out! Nobody seems to want to ask for a doggie bag. I took home half of my omelet and some hash brown potatoes that I reheated for breakfast the next day. Waste not…want not.

February 4, 2009 at 5:06 pm
(28) Mandy Cat says:

My pet peeve are the people who spend thousands more every year on convenience foods and restaurant meals than they should because “they don’t know how to cook.” Sorry, folks. If you can read, you can cook. And if they’re feeding their kids processed foods and restaurant food, they’re not only spendthrifts but bad parents, setting their children up for a lifetime of bad nutrition habits.

February 4, 2009 at 5:15 pm
(29) tealady says:

Due to a disability I have not work in over 3 years and from living within our means my husband and I do not feel the pinch.The only thing I really miss is that we use to eat out once a week compared to our once a month now,so I would say my biggest peeve would be that some our neighbors can’t pay their bills yet they eat out every night,they are a young couple and I have offered to teach her to cook I say her because they have no children and she only works part time and he works full time 3rd shift.

February 4, 2009 at 6:53 pm
(30) Peg says:

I don’t have a television, and don’t want one!! I do, however, also have a passion for books. I use the library, extensively, but also purchase used books. I am also running out of space. I don’t smoke or drink alcoholic beverages. People have told me that I spend too much money on books. I have no debt so do not have to pay interest each month on anything. These people who complain that I spend too much money on books are the ones with debt, smoking, having the newest electronic gadget, etc. This drives me nuts. I guess it all comes down to priorities. I save money on a lot of things that I refuse to buy. I have also purchased used books for my grandson. If I want a new book bad enough, I’ll pay full price for it. I can afford to spend money on books, that I will read over and over again–and I do!

February 4, 2009 at 8:20 pm
(31) Denise says:

Sorry to sound like the odd person out here, but unless it’s coming out of my pocket, or unless someone’s asking me to cover them because they blew their own funds, I don’t much care how others spend their money. I have a tough enough time worrying about my own budget–I don’t have the time or inclination to worry about someone else’s. I love this site and grab a lot of tips from it (free!) but I felt compelled to respond to this because I think people spend far too much time in other peoples’ business.

February 4, 2009 at 8:39 pm
(32) Katherine says:

It drives me absolutely INSANE when anyone wastes. People who insist on ONLY shopping at high end stores or do not use coupons. I have family members who will not even use coupons if I cut them out for them. I cut every corner just to get by and people waste, waste, waste. If they learn to be more frugal they could give more to charieties that help people less fortunate maybe?

February 4, 2009 at 9:35 pm
(33) phenomena says:

Then Denise mind your business by staying off of the thread because it explicitly “When Others Waste Money”.

February 5, 2009 at 12:23 am
(34) Jane says:

While watching the television news this evening, my husband and I saw a news story about a new company in California. Their business is to go in to foreclosed homes and clear out all the former owner’s contents (i.e. furniture, clothing, appliances, etc.) so that the bank can resell the property.

I applaud this company for taking advantage of this unique opportunity to make money when so many other companies are failing; however, both my husband and I felt that treating all these items as “junk” and sending them to the landfill sites (dumps) was very irresponsible of the banks. Surely, in the current economic times, someone could make good use of the items that are being sent to add to overfilled landfill sites. I am not faulting the clean up company, but rather the banks who still seem to be operating as if money grows on trees.

February 5, 2009 at 2:41 am
(35) Denise says:

Phenomena, it sounds like you’ve got bigger problems than my simple response–like not being able to tolerate another viewpoint. Get some help for that. You don’t need to worry that your tender feelings will get hurt again-I can see that opposing opinions are not welcome here….

February 5, 2009 at 7:58 am
(36) Lynne says:

I don’t often care what other people spend…but…I have a friend that used to be fairly well off with money, a good job ect, but now she has no job, no income except a welfare check and a child at home. It makes me crazy when she has to have the latest of everything…Recently she got a rental assistance check from social services (she pays no rent her parents own the house) and used that money to buy a surround sound system for her living room!! It makes me CRAZY but I have learned that it does no good to say anything, she seems to think that she is entitled to have all these things.

February 5, 2009 at 8:29 am
(37) pat says:

i have a fairly large family lots of siblings,a few years back, each one of us inheireted a big lump sum of money. Now I really get upset when my siblings, inquire as to what am i doing with my money! two of the siblings are obsessed with their money and i am sure they sleep with the bank passport under their pillows! Now I don’t think it is any of their business what i do with my money, as they are not paying my bills. There were six siblings, and of the six i am the only one working, I am divorced and raising my children by myself. None of my siblings are doing that. They play keep up with the Jonses and less than a year after the money came they all bought new cars,remodeled their houses, bought new flat screen televisions, put in new hardwood floors, repainted. Funny all their houses look the same! Same colors of flooring and walls and sofas!

February 5, 2009 at 9:00 am
(38) Dawn says:

My husband makes $10000 less than my brother on his taxes this year. He was complaining about his return not being as big as expected since he has one more kids than me. I am debt free and live comfortably. Shopping is a sport for me. I have nevre paid retail for anything in the past two years including gasoline.

He is in severe debt and can’t make his mortgage payment this month because his wife got a hold of his credit cards and spent the money without his permission. He has bought a house and has loans out on two cars and a pickup truck. His kids are all in new clothes and shoes.

I have one car with no payments and pay rent equal to his mortgage. I want to buy but don’t have any credit to get the mortgage. So I have to get a credit card now. My kids are wearing “recycled” clothes with sewed on extras and recycled shoes too. we have more clothes than needed but the kids feel rich.

February 5, 2009 at 11:00 am
(39) AWC says:

In general, I feel that other people are in charge of their own decisions. If I notice “wastefulness” in a close friend or family member, I might feel more inclined to initiate a non-hostile discussion of specific instances.

Some expenses by other people do, of course, strike me as frivolous or needless. Examples include (in no order of importance): use of cosmetics; cosmetic surgery; expensive vacations; owning more than 3-4 pair of shoes; driving a car that costs more than $20,000 at top new price; spa treatments; etc.

On the flip side, there are “frugal” measures which turn me off. For example, pulling used food from a dumpster and eating it is revolting — unless the diner literally is starving — in which case society has turned a callous, blind eye against an individual.

February 5, 2009 at 9:03 pm
(40) Faithann says:

My stepson moved in with us in August, he is 23. The boy has no clue. My husband and I have been married about 3 yrs and been through some very rough times. Hubby finally figured out how I do things, and this is why we have been able to eat at times when there was nothing in the bank. The step son, who lived with mom from age 10 to a couple yrs ago when he got married, thinks that you have to have a coke or two a day, showering all the hot water away is fine, and beans are gross. This has been an adventure, hubby says that we are defragging the kid, this has been forever, some things are starting to get through. By the way you should know that mommy drives a mersadise, ok I cant even spell it. UGHH!!!

February 7, 2009 at 8:50 pm
(41) Monica says:

Not only do I cringe when others are wasteful, but I almost throw up!! I have been unemployed for over a year and if I had spent $$ like most people do today, I, too would be bankrupt and left with nothing. Do people think nothing can ever happen to them beyond their control??? OK, so I drive a 2001 Nissan Maxima(top of the line model)which I have taken care of like it might be the only car I ever want to have car payments on again!! Of course after 20 years, it is paid in full…no credit card debt, and have not needed or missed a credit card in over 5 years. Put the $$$ you spend on crap in your own pocket for later!!!!!

February 8, 2009 at 3:31 pm
(42) WPHS mom says:

We have two home with no mortgage, a country club membership, two great cars- and ’05 and and ’07- paid cash for them and two other cars at our vacation home (one is an Expedition I have had for over 12 years and bought it used).
We never have spent what we earned and my secret has been paying cash for every day expenses. I get $400 from the ATM every Sunday and use it for gas, groceries, dry cleaning, lunches out. I shop everywhere from Walmart to Whole Foods and never go with out a list. I cook from scratch five meals a week and then we eat out twice a week- usually lunch once- makes a great cheap date.
I buy my kids (three teenagers) clothes on sale or with gift cards from birthdays and Xmas. I just got my 13 year old her first cell phone from T-mobile and it came with two free airline tickets.
My housekeeper only comes once every three weeks- I have my girls clean and pay them. We have a great job chart where they earn money by helping out with chores and they love it.
We had college paid for until the market tanked, but I think our 16 year old will have enough in her 529 by the time she goes to school. I watch my friends buy everything in sight and feel sorry for them. I love outlet stores- my entire wardrobe is beautiful designer clothes and no one knows I got huge discounts.
Don’t be a sucker- pay with cash, eat at home and don’t pay retail.
My kids still don’t have a Wii and actually read books.

February 8, 2009 at 6:22 pm
(43) Robin says:

For most of our married life, I have been frugal and I LOVE the “thrill of the hunt” when finding good deals. I use coupons, do rebating, shop thrift stores/rummage sales and barter. My husband has lost a job 4 times over the 30 years we have been married (he’s in manufacturing!) and he finally got on the frugal band wagon about 15 years ago and loves it as much as I. We actually don’t have to be frugal with our total incomes when he is working but we are anyway and now when so many people are losing jobs, homes, etc., we are ok because “cutting back” isn’t so painful. People who buy “wants” versus “needs” and ignore my suggestions and/or laugh at me for being frugal are now saying “I wish I had been more like you”. I tried to convince them BEFORE they found out the hard way. Listen and learn, people!

February 8, 2009 at 8:36 pm
(44) Bizz says:

I have never lived like money was growing off the trees. Recently I lost my job (automotive industry) and because of my frugal habits, we are eating better than before as I’m never too tired to cook. We wear designer clothes…often from outlets, Goodwill or eBay. Our bills are always paid on time and there’s money in the bank. We have also been able to take in my grandson to raise, and you know babies are expensive!

My BIL & SIL both made WAY more money than my husband and I ever did. They have three vehicle payments totaling over $1400 a month, a huge mortgage payment, spend over $300 a WEEK on groceries and still eat most meals out and spend, literally, tens of thousands of dollars a year on clothing. Now my BIL’s hours at work have been cut back and my SIL was “downsized”. They have absolutely NO savings and are in danger of losing everything they own.

And these are the people who “look down” on us?

Crazy!

February 9, 2009 at 2:30 pm
(45) Kimberly says:

At my office I insist that we print on both sides of every piece of paper. No need to waste a perfectly good side of the paper! It drives me nuts when I find them in the trash.

February 11, 2009 at 11:47 am
(46) cherryboberry says:

My husband has an aunt who is always complaining how they are so broke. It drives me nuts to hear that come out of her mouth in the same evening she talks about buying special doggie ice cream treats from the Schwan’s guy for her dogs!

All of their products are so overpriced, I can barely bring myself to look at a Schwan’s truck and she’s buying junk from them FOR HER DOGS!

That’s probably $20 she could have put toward the medical bills she’s always complaining are keeping them from getting ahead. GRRR.

March 5, 2009 at 10:36 pm
(47) RobertM says:

What really bugs me is the way cell phone companies are pandering to young adults, many of who can little afford to pay $100.00 a month for all of the bells and whistles.

I have met people who work for barely more than minimum wage and can’t even afford to keep their cars repaired so they can go to work. But, they have their expensive phones with text messaging and music and photos and other features. Nothing but expensive toys. These people have a very screwed up sense of priorities.

March 13, 2009 at 6:38 am
(48) Ladybug says:

My so called boyfriend waste so much money. He claims he’s depressed because his job messes him over with pay and because he doesn’t have enough money to pay his bills. Cause he has a hard time dealing with the stress he eats out and buys alcohol about everyday. He also buys his friends food and treats then when they are out at the bar, etc. It’s really hard cause I’m ocd about money and did the numbers and showed him that he may not have every penny for each bill but he makes enough for just about everything, he’ll just have to stop going out and drinking and smoking. Things are bad, mortgage is behind, electricity is about to be turned off, every bill is late. Not only that the roommate hasn’t paid for the last two months rent and has been buying a car from him close to a year now and hasn’t paid insurance on it once!!! It’s so overwhelming and I try telling him to fix it but he just gets mad at me and goes out with the roommate and spends more money, even on him!! It’s like he doesn’t care that he’s about to lose everything! It’s not like the money isn’t there, he works and makes money. I work two jobs and even offered to pay more but he won’t have it. In less then three weeks he wasted $1000 on enterainment but didn’t put any of it to any bills. He just keeps saying the money isn’t there. It drives me crazy. I don’t understand how people could do it. Why would anyone do this? He says that kindness is more important then money and that’s why he’ll hang out with the free loading roommate over me when I start giving me crap about it. He knows the roommate is using him, how can someone still allow this?

June 18, 2009 at 3:48 am
(49) mulititiko says:

man im like so lost here lol!!!

September 6, 2009 at 9:09 am
(50) anice says:

My boyfriends son goes out every other night with his friends and spends hundreds on drinks at clubs. On top of that, he feels he has to have top of the line everything. So he’ll waste even more on clothing and accessories every week.

To make matters worse, his father was “lending” him $400 a month to pay his car loan; but it got repossessed last week because he was spending the money elsewhere.

Maybe he’ll think twice about the way he handles money now. Hard lesson learned.

September 29, 2009 at 1:52 pm
(51) Jon says:

Normally I don’t care how other people spend their money- it may be different than what I do, but it’s their money. However, when it begins to affect me I do have a problem with it. I have loaned my girlfriend nearly 3K over the last year at times when she needed money for rent, bills, etc. I wanted to help her out and felt good about it. She swore that she’d pay me as soon as she got some money. At her request, we sat down together and made her a budget that included regular payments to me and a good amount of walking-around money for her. Guess what: she almost never paid me. She’d say she just didn’t have any money, and occasionally I had to lend her even more for another bill. Overall she ended up borrowing far more than she paid back. Last week she came into some money and gave me a tiny amount of it “as an act of good will” (how generous) and spent the rest on expensive luxuries for herself. Since I’ve been covering her bills there’s no way I could afford the things that she bought. I keep telling her I need the money paid back to me but she doesn’t see the difference between paying back Now (when she promised to) and paying back Eventually (whenever she feels like it). I don’t understand how people who do things like this can’t comprehend that although it’s their money, the way they use it is selfish and harmful to their relationships.

October 3, 2009 at 3:55 pm
(52) paininthebut says:

since i was injured at the job, and the comp. case has dragged on for over 8 plus yrs., i have been made to know and live the NEEDING and the WANTING -when i se people waste it drives me crazy. to have to go in public places as to get alittle toliet paper, for the next few days, does something to you!!!

March 11, 2010 at 7:53 pm
(53) nancy says:

When I read all this stuff it really begins to seem very petty that frugal people -I am one- spend our energy harboring righteous indignation about other people’s stupid habits. Being frugal is about rising above the rampant, over-emphasized materialism and wastefulness of our culture, not being frugal-er than thou. Yes I am guilty too but it seems pretty shallow and irresponsible just like people who are wasteful and drive us crazy.

June 12, 2011 at 4:36 pm
(54) Mrs Sunshine says:

Ok Dawn, please let us in on the secret…how do you get gasoline at a discount?

September 19, 2011 at 6:30 pm
(55) Mary S says:

No, it is their money and none of my business.

May 23, 2012 at 1:20 pm
(56) Jennifer says:

My husband drives me crazy. Last week he had to buy a new lawnmower because he left the other one out in the rain. Well, guess where the new one is now? In the yard, just like the old old. I guess he is waiting for it to break too. He drives me crazy by wasting the things he doesnt buy too, household goods or food. I bought a 24 pack of sliced cheese. Three days later its gone because he has to have 3 slices of cheese on every sandwich. When it is garbage day, instead of going through the house with a half full bag, he gets a new one and fills it 1/4 up and throws it out. I know I soud nit picky, but to me saving money means using your purchased items wisely and treating the things you buy well to get the most use from them.

December 19, 2012 at 2:18 pm
(57) unknown says:

Im sick ofmy so called boyfriend wasting money on gam bling he makes out its up to him what he does while I pay bills and put food on table it seems to be everytime he gets paid and yes he hant got a job he hasnt had one for over 2 yrs but im nagging at him I get so fuming as I blame myself for putting up with it. For so long. He also has friends that are gambling he says its a hobby more like a habit sick of it dont kn
ow what to do as I cant keep living with him. Being like this and wasting money instead of things that we need

Leave a Comment

Line and paragraph breaks are automatic. Some HTML allowed: <a href="" title="">, <b>, <i>, <strike>
  1. About.com
  2. Money
  3. Frugal Living

©2014 About.com. All rights reserved.