1. Business & Finance

Budgeting

The frugal life starts with a frugal budget. Here's everything you need to create yours.

How to Create a Frugal Budget

Follow these simple steps to create a frugal budget. Includes a printable budget worksheet.

Budget Calculator

Use our budget calculator to tweak your budget until you get it right.

Build-a-Budget Worksheet

Take the pain out of creating a budget with this free budget form.

Trim Your Budget

Trim the fat in your budget, and redirect your money to the things that are important to you.

Develop a Monthly Spending Plan

Create a new budget each month, and avoid overspending.

Free Monthly Spending Worksheet

Not sure where your money goes? Use this free spending worksheet to find out.

Budget Annual Spending

Turn your annual expenses into monthly expenses with this form.

Can You Make It on One Income?

Thinking about quitting your job to stay home with the kids, start a business or pursue another interest? Fill out this form, and find out if you can afford to do it:

How to Creat a Bare-Bones Budget

Take your spending down to the bare essentials, and get your finances back on track.

Bare-Bones Budget Worksheet

A free, printable worksheet to take your spending down to the bare essentials.

What a Bare-Bones Budget Does/Does Not Include

Strapped for cash? A bare-bones budget could be the fix you're looking for.

How to Budget Holiday Spending

Learn how to budget holiday spending; and enjoy a debt-free, stress-free season.

How to Budget Holiday Gift Spending

A free, printable worksheet to help keep your holiday gift spending in check.

Discuss in my forum

©2012 About.com. All rights reserved.

A part of The New York Times Company.