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Budgeting

The frugal life starts with a frugal budget. Here's everything you need to create yours.
How to Create a Frugal Budget
Create a frugal budget to match your frugal lifestyle.
Budget Calculator
Use our budget calculator to tweak your budget until you get it right.
Build-a-Budget Worksheet
Take the pain out of creating a budget with this free budget form.
Trim Your Budget
Trim the fat in your budget, and redirect your money to the things that are important to you.
Develop a Monthly Spending Plan
Customize your budget to each month's expenses in seven easy steps.
Free Monthly Spending Worksheet
Figure out where your money goes.
Budget Annual Spending
Learn how to build annual expenses into your monthly budget.
Can You Make It on One Income?
Thinking about quitting your job to stay home with the kids, start a business or pursue another interest? Fill out this form, and find out if you can afford to do it:
How to Creat a Bare-Bones Budget
Take your spending down to the bare essentials, and get your finances back on track.
Bare-Bones Budget Worksheet
A free, printable worksheet to take your spending down to the bare essentials.
What a Bare-Bones Budget Does/Does Not Include
Strapped for cash? A bare-bones budget could be the fix you're looking for.
How to Budget Holiday Spending
Learn how to budget holiday spending; and enjoy a debt-free, stress-free season.
How to Budget Holiday Gift Spending
A free, printable worksheet to help keep your holiday gift spending in check.
Explore Frugal Living
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