11. Throw an Affordable Holiday Party
Holiday parties are a lot of fun, but they can get expensive in a hurry. Spend some time planning a party that you can afford, and then enjoy your get-together guilt-free:
12. Donate for Less
The holiday season is a popular time to give to charity, but that doesn't mean that you should give more than you can afford. Get creative with your giving, and help others without hurting yourself:
