How to Cut Down on Holiday Spending
Your Guide to a More Affordable Christmas

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Cutting down on holiday spending, doesn't have to mean cutting down on holiday fun. Here are twelve ways to plan a fun and affordable holiday:

11. Throw an Affordable Holiday Party

Holiday parties are a lot of fun, but they can get expensive in a hurry. Spend some time planning a party that you can afford, and then enjoy your get-together guilt-free:

12. Donate for Less

The holiday season is a popular time to give to charity, but that doesn't mean that you should give more than you can afford. Get creative with your giving, and help others without hurting yourself:

Frugal Ways to Give

13. Decorate on the Cheap

Trees, lights and baubles galore – find ways to stretch those decorating dollars and you can have it all. Use what you already have, swap decorations with friends, scour thrift stores and yard sales, make something new with your own hands – if you can envision it, you can make it happen.