11. Water Filter
12. Crockpot
13. Smart Strip
14. Canning Kit
15. A Day Planner
Pick up a nice day planner for someone on your gift list, and you'll save the recipient the expense of having to buy one.
Tip: Choose a planner that allows you to write in the dates, rather than one that is made for a specific year. That way, if the recipient already has a planner, yours can be put up for next year.
16. Stamps and Envelopes
Know someone that enjoys writing letters or that pays bills by mail? Buy them a book of forever stamps and a box of envelopes, and they'll be able to keep up the habit for free.
Tip:Order from USPS.com, and you won't even have to leave home to shop.
17. A Finance Book
18. A Subscription to a Finance Magazine
19. A Coin Sorter
A coin sorter is one gift that will literally help the recipient save money.
20. Quick-Dry Towels
Towels can take FOREVER to dry. Treat someone to a set of quick-dry towels, and help them cut down on the time their towels spend in the dryer (that's good for both their utility bills and the life of their towels).














