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Featured Reader: Cynthia, SC

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Name:

Cynthia from South Carolina

Your Favorite Source for Bargains:

Thrift stores, eBay, curbs, garage sales and estate sales. My mother and I started going to the sales every weekend when I was a teenager (I'm 46, so I've been at it a while now).

Your Best Bargain of All Time:

A hand-made black fleece cape, complete with hood and fringe that my mom found for a dollar at a thrift store in North Carolina. When she first gave it to me, I hated it ... now I wear it every day during the winter. It's washable, and my husband thinks it's sexy and mysterious!

Your Best Money-Saving Tip:

Get rid of your TV, cable, dish, etc., and set up your computer as your home entertainment center. We now get our TV (legally) online from the networks (CBS is good) or from hulu.com (yay!) for free. I can even get some of my old favorite HGTV shows there, and my husband gets old football bowl games.

Also, download iTunes, and explore their free Podcasts. I can't say enough about podcasts! You can learn so much on virtually any topic, and there's truly something for everybody. We do a lot more podcast listening these days than TV watching.

Also, check out Librivox.com for free public domain audiobooks. When you find one you want, you can opt to have a new chapter sent directly to iTunes every day. It's a great way to actually read those classics that you always meant to read, and you'll find cool books that you've never heard of.

The Worst Money-Saving Advice You've Ever Received:

When I told a family friend that we had stopped using credit cards, she got a horrified look on her face and said, "but you still need a few for – you know – emergencies or convenience!" I managed to only smile rather than laugh out loud.

The Craziest Thing You Do to Save Money:

I request free samples online every chance I get. Walmart and Walgreens are often good sources. They're tiny in quantity, but they add up over time.

What You're Doing Now to Save:

My husband and I do a monthly budget together. We're not fanatical about sticking to it, but it helps orient our thinking about what our true goals are.

Also, we've stopped eating out unless it's a truly meaningful social occasion for us (i.e. family or friends we haven't seen in a long time). I've cut back our takeout to once in a blue moon, taken up cooking as a hobby and limited our meat consumption to weekends. Weeknights are usually basic vegetarian. Also, coupons, coupons, coupons.

And finally, I never stop looking for ways to save money, make it myself, get it cheaper, etc. There's always a way to do something for less (or for free), and it's a lot more fun!

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