New Year's Resolutions

In need of a financial makeover? Use these tips to improve your finances in 2012.

Trying to get your budget back on track after the holidays? The January No-Spend Challenge could be just what you need.

Make this the year that you declutter your home, and reclaim the square footage that you're paying for. Sign up for the Declutter Challenge, and we'll cheer you on until the job's done.

Need to build up your emergency fund? Join us for the 2012 Emergency Fund Challenge, and we'll help you meet your savings goal.

Spend less and save more in 2012.

Make this the year you ditch the debt.

Have you resolved to make this the year that you get in shape? Then, check out these ultra-cheap exercise ideas:

You don't need to be rich to live the good life. Decide what would make your life more enjoyable – better food, more travel, less stress – then, use your frugal skills to make it happen.

Have you resolved to learn something new in the new year? Why not make it one of these frugal skills?

Tired of living among clutter? Vow to get organized in 2012.

Make 2012 the year that you finally get your finances organized.

Transform yourself into a frugal cook with this four-week e-course.

A no-nonsense guide to getting rid of holiday debt quickly.

Set new financial goals for the new year.