Insuring the contents of your home is important. Just as important is keeping a detailed record of everything that you own. Should you ever need to file a claim, the insurance adjuster will expect you to submit a list of all damaged belongings, complete with purchase dates, purchase prices, brand names, model numbers, receipts and photos. If you can't provide this information, your claim may be denied, and that's not what you've been paying those hefty premiums for!
Protect yourself (and your belongings) by completing a full home inventory and updating it annually. You can use this free, home inventory list printable to get the job done: