Do you go over your minutes each month? Then, it's time to start tracking your talk time. Sign up with overmyminutes.com, (a free service) and you'll receive an e-mail or text message to let you know when you're about to run out of minutes.
Many cell phone service providers offer free in-network calls or allow you to choose a small group of in-network friends and family that you can call for free. So, get all of your most-called people on one plan, and you could save big.
Toll-free calls aren't free when you make them from a cell phone; so save your 1-800 calls for times when you access to a landline. After all, being put on hold is painful enough when you aren't paying for it by the minute.
Dial 4-1-1 from a cell phone, and it could cost you $1 or more. Crazy! Fortunately, you can skip the charge and still get the information that you need by calling 1-800-GOOG-411, a free 4-1-1 service provided by Google.
Another free 4-1-1 number to try:
If you only use your cell phone for occasional calls, a prepaid plan may be the cheapest service option for you. Shop around, and you could spend as little as $20 every three months. Now that's a deal!
Do you make a lot of calls in the early evenings? On the weekends? Mid-day? Examine your phone habits; then, pick a plan that best matches them.